Financial Resources for Businesses

Cash flow is the lifeblood of any small business. Even if you’re profitable on paper, running out of cash means you can’t pay bills, cover payroll, or seize growth opportunities. After more than 25 years as a CPA working with entrepreneurs and small business owners, I can tell you this: cash flow problems rarely happen overnight. They usually build quietly — and they can be solved with focused, practical strategies.

Improve Your Cash Flow Now: Smart Steps Every Small Business Can Tak

Cash flow is the lifeblood of any small business. Even if you’re profitable on paper, running out of cash means you can’t pay bills, cover payroll, or seize growth opportunities.

Cherie Sayban

Nov 113 min read

Modernizing Federal Payments: What Small Businesses Need to Know

On March 25, 2025, President Trump signed Executive Order 14247: “Modernizing Payments To and From America’s Bank Account”, setting in motion a major change in how the federal government disburses and collects funds.

Cherie Sayban

Oct 17 min read

How the “No Tax on Tips” Provision Works – And What You Need to Know

The “No Tax on Tips” proposal aims to exclude tips from federal income tax. This means: Tipped workers would no longer owe federal income tax on their reported tips and...

Cherie Sayban

Sep 123 min read

New Law at a Glance: Key Changes to Energy-Efficient Tax Credits

In July 2025, the One Big Beautiful Bill Act (OBBBA) was signed into law. It accelerates the expiration of several energy-related tax credits previously extended under the Inflation Reduction Act (IRA). Here's what individuals need to know

Cherie Sayban

Sep 24 min read